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The 40% of student loan borrowers, coupled with the fact that consumer credit card debt just topped $1 trillion, and that people are dipping into their 401ks are the metrics we should be paying attention to so we don’t get blindsided in the coming year

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If you want to go deeper on the Harvard corporation board that hired Gay and refuses to fire her, here’s the rabbit hole: https://yuribezmenov.substack.com/p/how-to-get-into-harvard-gay-bobo-corporation

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Yuriiiii!

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Thanks Chamath!

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The manufacturing of EVs is a combination of accessibility to technology and the components needed to manufacture the parts and most importantly batteries. Since early 2000s, China started to strategically acquire mineral rights and deployment of technology which can extract and smelt concentrate ores of copper, cobalt, magnesium, zinc, lithium, etc. without requiring massive capital or building larger mining operation and smelting plants. In addition, they have always empowered small-scale mining entrepreneurs to establish footprints in both Zambia and Congo DRC. Therefore, this has given them an advantage in the race to become a leader in the EV transition.

CLOSING:

The U.S. has an opportunity to become a leader in the global EV transition. However, to accomplish this goal the following has to be take place in the next 5 years:

1. Increase investment in the accessibility of the critical mineral in places like Zambia and Southern Congo DRC.

2. Increase strategic investment in the building of EV components including batteries and charging stations.

3. Expand the EV product line. This can include introducing low cost EVs, targeting the developing world, where the EV market has not yet been developed.

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The apple paper is interesting and not surprising. Seems like the models will shrink even more.

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